Bank’s Promotion Exam – Question Set – Govt. Schemes Part 2
Bank’s Promotion Exam – Question Set – Govt. Schemes Part 2
We are giving you Part 2 of Govt Schemes.
Friends, when we study some topic and didn’t revise it, we forget them in a day or two. To memorize the concept, repeated revision of topic is necessary.
This free question paper set has been made keeping in mind to make you remember important points about a topic which can be asked in upcoming promotion exam. I would suggest to utilize this free question paper set in following way.
After studying the topic, go through the questions and attempt it.
If you are not knowing the answer, guess it and right option will be shown instantly with green background.
This way you will know right answer instantly.
Go through whole question bank of almost 50 questions and see your result.
Don’t be de-motivated if score is less for the first time.
Positive thing is that you have covered 50 important points about the topic.
Attempt for the 2nd time and see the difference.
And in 3rd attempt, you will be in position to score more than 95% and you will have good grasp of the topic.
#1. What is the main aim of NRLM scheme ?
#2. The NRLM provides a continuous hand-holding support to the institutions of poor for a period of _______ till they come out of abject poverty.
#3. Women SHG's in NRLM consists of __________
#4. In case of special SHGs i.e. groups in the difficult areas, groups with disabled persons, and groups formed in remote tribal areas, this number may be a minimum of _________
#5. SHG is a _______ group of persons.
#6. DAY-NRLM would provide Revolving Fund (RF) support to SHGs in existence for a minimum period of _________months
#7. National rural livelihood misson has replaced which of the following programme ?
#8. Under NRLM a revolving fund of minimum Rs _____& maximum of Rs ______ has been given per SHG
#9. Which of the following is not the panchsutra of good SHG ?
#10. What is the purpose of Revolving fund ?
#11. What is percentaage of capital subsidy sanctioned under DAY-NRLM ?
#12. What is CIF stands for in DAY NRLM ?
#13. At what rate interest subvention has allowed to women SHG in DAY NRLM ?
#14. What is the loan amount up to which an additional interest subvention has been allowed at the rate of 3 percent per SHG under DAY NRLM scheme ?
#15. In which districts banks will lend to the women SHGs @7% up to an aggregated loan amount of ₹ 300,000/-.The SHGs will also get additional interest subvention of 3% on prompt payment, reducing the effective rate of interest to 4%.
#16. which of the following is not true for a willful defaulter member in SHG financing under DAY NRLM scheme ?
#17. What are the eligibility criteria of SHG for availing loan facility ?
#18. SHG should be in active existence at least since the last _______ as per the books of account of SHGs and not from the date of opening of S/B account.
#19. The existing defunct SHGs are also eligible for credit if they are revived and continue to be active for a minimum period of ________.
#20. Which of the following are correct about saving account opening of SHG ?
#21. Which of the following are correct about credit linkage of SHG ?
#22. In case of (Cash Credit Limit) CCL, banks are advised to sanction minimum loan of ₹ ________ to each eligible SHGs for a period of 3 years with a yearly drawing power
#23. In case of Cash Credit Limit (CCL) DP for First Year: ___ times of the existing corpus or minimum of ₹ _____,
#24. In case of Cash Credit Limit (CCL) DP for second Year: ___ times of the existing corpus or minimum of ₹ _____,
#25. What will the minimum DP for third year in case of Cash Credit Limit (CCL) sanctioned to SHG under DAY NRLM scheme ?
#26. What will the minimum DP for fourth year in case of Cash Credit Limit (CCL) sanctioned to SHG under DAY NRLM scheme ?
#27. For agumenting livelihood of SHG members it is advised that at least ____ of loans above ₹ 1 lakhs and ___ of loans above ₹ 4 lakhs and at least _________ of loans above ₹ 6 lakhs be used primarily for income generating productive purposes.
#28. The First dose of loan in case of NRLM will be repaid in ______ months in monthly/ quarterly instalments.
#29. The Second dose of loan in case of NRLM will be repaid in ________ months in monthly/ quarterly instalments
#30. The Third dose of loan in case of NRLM will be repaid in _____ months based on Cash Flow in monthly/ quarterly instalments.
#31. In case of NRLM, the loan from Fourth dose onwards has to be repaid between ____________ years based on the cash flow in monthly/ quarterly installments.
#32. In case of NRLM, Security and Margin Clause for Loans to SHG upto Rs.10 Lac will be as
#33. In case of NRLM, Security Clause for Loans to SHG Above Rs.10 Lac and upto Rs.20 Lac will be as
#34. Which of the following is correct about willful defaulters in SHG financing under NRLM scheme ?
#35. What constitutes the Corpus of the SHG?
#36. Can a minor become a member of SHGs?
#37. What are the documents required for Credit linkage of SHG?
#38. For registering an enterprise under udyog Aadhaar memorandum scheme what is fee to be paid ?
#39. Which of the following is not a function of KVIC ?
#40. Which of the following counrty/countries account for nearly 90 percent of global coir production ?
#41. Which of the following facility /ies is covered under CGTMSE scheme ?
#42. The govt of India has emarked the project to double the income of farmers by which year ?
#43. Panchayati Raj was restructured in 1958 at the recommendation of
#44. Who among following has launched project E Shakti ?
#45. Interest rates on banks contribution to RIDF is decided by ?
#46. SFURTI stands for ?
#47. The potential linked District credit plan is prepared by
#48. State Level credit plan should be prepared by which of the following authority ?
#49. Under service Area approach banks can lend to a farmer ?
#50. Who among the following takes the final decision on minimum support price for agricultural commodities ?